Quick overview: pay monthly flooring lets you spread the cost of new carpet, laminate or vinyl into monthly payments, with no credit check involved on the plan itself. Fitting is arranged and paid separately, in cash, direct to your fitter on the day.
New flooring shouldn’t mean waiting until you’ve saved up the full amount. Pay monthly flooring lets you choose the carpet, laminate or vinyl you want now, and spread the cost into manageable payments instead of one big upfront bill. Fitting itself is arranged separately, we’ll explain exactly how below, and unlike most pay monthly flooring companies, there’s no credit check involved on your plan either.
How Does Pay Monthly Flooring Work?
- Book a free measure-up and quote for your room
- Choose your carpet, laminate or vinyl and agree your monthly plan
- At that same appointment, we’ll tell you your fitting cost upfront, so you have time to save towards it
- Once fitted, pay your monthly plan off over time, no lump sum, no waiting until you’ve saved the full flooring cost
Do You Need a Credit Check for Pay Monthly Flooring?
This is one of the most common questions people ask before applying, and it’s also where we’re genuinely different from most of the competition. Most pay monthly flooring companies route your application through an external finance company, which usually means a credit check, and if your credit history isn’t perfect, that can mean rejection or a much higher rate.
Does Pay Monthly Flooring Include Fitting?
No, fitting is arranged separately from your monthly plan. Your fitting fee is paid in cash directly to your self-employed fitter on the day, rather than being wrapped into your monthly payments.
How Much Will My Pay Monthly Payments Be?
Your monthly payment depends on a few things: the size of the room, the flooring you choose, and how long you’d like to spread the cost over. A single bedroom in a budget carpet will naturally cost less per month than a full living room in a premium vinyl, but the same principle applies either way, you’re breaking one larger cost into monthly amounts that fit your budget rather than paying it all at once. This covers your flooring itself, your fitting fee is separate and paid directly to your fitter on the day, we’ll confirm that cost at your sales appointment.
Try Our Room Calculator
Not sure how many rooms your monthly budget could cover? Our room calculator gives you a clear answer, tell it what you can afford each month, and it shows you roughly how many rooms of new flooring that could get you. It’s a good starting point before booking your free measure-up, so you’ve got a realistic idea of what’s possible before anyone even comes to your home.
Pay Monthly Carpets, Laminate and Vinyl
Pay monthly plans apply across our full range, so whether you’re after carpets, laminate or vinyl, there’s a way to spread the cost. Have a browse and get a price whenever you’re ready.
Pay Monthly or Pay Weekly, Which Is Right for You?
We offer both pay monthly and pay weekly plans, so it really comes down to whichever suits how you budget. Some people prefer one lump sum going out each month, others find weekly payments easier to plan around alongside a weekly wage. If pay weekly sounds like the better fit, take a look at our guide to how pay weekly flooring works.
Common Questions
What is pay monthly flooring?
Pay monthly flooring lets you spread the cost of new carpet, laminate or vinyl across monthly payments instead of paying the full amount upfront.
Do you need a credit check for pay monthly flooring?
No. My Dream Flooring offers up to £1,500 of credit with no credit check at all, we base applications on affordability instead, unlike most pay monthly flooring companies who require you to go through an external finance company.
Is fitting included when you pay monthly for flooring?
No, fitting is arranged separately and paid in cash directly to your self-employed fitter on the day. You’ll be told your fitting cost at your sales appointment, so there’s time to save up before your fitting date. If you’d prefer, we can also arrange delivery only, so you can use your own fitter instead.
Can I get carpets on a pay monthly plan?
Yes, pay monthly plans are available across our full range, including carpet, laminate and vinyl.
What’s the difference between pay monthly and pay weekly flooring?
Both let you spread the cost of your new floor, the difference is simply how often you pay, monthly or weekly, so you can choose whichever suits your budgeting style.
